LoanOrCredit extends FinancialProduct
A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges.
Tags
Table of Contents
Constants
- CONTEXT = 'https://schema.org'
- JSON-LD @context declaration for Schema.org.
Properties
- $_from : string|null
- The metadata to indicates the edge 'from' identifier.
- $_id : null|string
- The metadata identifier of the item.
- $_key : null|string
- The metadata unique key identifier of the thing.
- $_rev : null|string
- The metadata revision value of the thing.
- $_to : string|null
- The metadata to indicates the edge 'to' identifier.
- $active : bool|null
- The active flag.
- $additionalType : array<string|int, mixed>|string|null|object
- An additionalType for the item.
- $aggregateRating : array<string|int, mixed>|AggregateRating|null
- The overall rating, based on a collection of reviews or ratings, of the item.
- $alternateName : string|object|null
- An alias for the item.
- $amount : int|float|MonetaryAmount|null
- The amount of money.
- $annualPercentageRate : int|float|QuantitativeValue|null
- The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan.
- $areaServed : null|string|Place|GeoShape
- The geographic area where a service or offered item is provided.
- $audience : array<string|int, mixed>|Audience|null
- An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience.
- $availableChannel : ServiceChannel|null
- A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
- $award : string|array<string|int, mixed>|null
- An award won by or for this item.
- $brand : Brand|Organization|array<string|int, mixed>|null
- The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
- $broker : Person|Organization|null
- An entity that arranges for an exchange between a buyer and a seller.
- $category : null|array<string|int, mixed>|string|CategoryCode|Thing
- A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
- $created : null|string|DateTime
- Date of creation of the resource.
- $currency : string|null
- $description : string|null
- A short description of the item.
- $disambiguatingDescription : string|null
- A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
- $feesAndCommissionsSpecification : string|null
- Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
- $gracePeriod : int|Duration|null
- The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.
- $hasCertification : array<string|int, mixed>|Certification|null
- Certification information about a product, organization, service, place, or person.
- $hasOfferCatalog : array<string|int, mixed>|OfferCatalog|null
- Indicates an OfferCatalog listing for this Organization, Person, or Service.
- $hasPart : string|Thing|array<string|int, mixed>|null
- Indicates an item that this part of this item.
- $hoursAvailable : OpeningHoursSpecification|null
- The hours during which this service or contact is available.
- $id : null|int|string
- The unique identifier of the item.
- $identifier : string|null
- The identifier of the item.
- $image : string|object|null
- The image reference of this resource.
- $interestRate : int|float|QuantitativeValue|null
- The interest rate, charged or paid, applicable to the financial product.
- $isPartOf : string|Thing|array<string|int, mixed>|null
- Indicates an item that this item is part of.
- $isRelatedTo : Product|Service|array<string|int, mixed>|null
- A pointer to another, somehow related product (or multiple products).
- $isSimilarTo : Product|Service|array<string|int, mixed>|null
- A pointer to another, functionally similar product (or multiple products).
- $license : string|object|null
- A legal document giving official permission to do something with the resource.
- $loanRepaymentForm : null|RepaymentSpecification
- A form of paying back money previously borrowed from a lender.
- $loanTerm : QuantitativeValue|null
- The duration of the loan or credit agreement.
- $loanType : null|string|DefinedTerm
- The type of a loan or credit.
- $logo : string|ImageObject|null
- An associated logo.
- $modified : null|string|DateTime
- Date on which the resource was changed.
- $name : int|string|null
- The name of the item.
- $offers : array<string|int, mixed>|Offer|Demand|null
- An offer to provide this item.
- $provider : Person|Organization|null
- The service provider, service operator, or service performer; the goods producer.
- $providerMobility : string|null
- Indicates the mobility of a provided service (e.g. 'static', 'dynamic').
- $publisher : string|array<string|int, mixed>|Person|Organization|null
- The publisher of the resource.
- $recourseLoan : bool|null
- The only way you get the money back in the event of default is the security.
- $renegotiableLoan : bool|null
- Whether the terms for payment of interest can be renegotiated during the life of the loan.
- $requiredCollateral : null|string|Thing
- Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)
- $review : array<string|int, mixed>|Review|null
- A review of the item.
- $serviceOutput : Thing|null
- The tangible thing generated by the service, e.g. a passport, permit, etc.
- $serviceType : string|Enumeration|DefinedTerm|null
- The type of service being offered, e.g. veterans' benefits, emergency relief, etc.
- $slogan : string|null
- A slogan or motto associated with the item.
- $termsOfService : string|null|object
- Human-readable terms of service documentation.
- $url : int|string|null
- URL of the item.
Methods
- __construct() : mixed
- Constructor to hydrate public properties from an array or stdClass.
- jsonSerialize() : array<string|int, mixed>
- Serializes the current object into a JSON-LD array.
Constants
CONTEXT
JSON-LD @context declaration for Schema.org.
public
mixed
CONTEXT
= 'https://schema.org'
Properties
$_from
The metadata to indicates the edge 'from' identifier.
public
string|null
$_from
$_id
The metadata identifier of the item.
public
null|string
$_id
$_key
The metadata unique key identifier of the thing.
public
null|string
$_key
$_rev
The metadata revision value of the thing.
public
null|string
$_rev
$_to
The metadata to indicates the edge 'to' identifier.
public
string|null
$_to
$active
The active flag.
public
bool|null
$active
$additionalType
An additionalType for the item.
public
array<string|int, mixed>|string|null|object
$additionalType
$aggregateRating
The overall rating, based on a collection of reviews or ratings, of the item.
public
array<string|int, mixed>|AggregateRating|null
$aggregateRating
$alternateName
An alias for the item.
public
string|object|null
$alternateName
$amount
The amount of money.
public
int|float|MonetaryAmount|null
$amount
$annualPercentageRate
The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan.
public
int|float|QuantitativeValue|null
$annualPercentageRate
This includes any fees or additional costs associated with the transaction.
$areaServed
The geographic area where a service or offered item is provided.
public
null|string|Place|GeoShape
$areaServed
$audience
An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience.
public
array<string|int, mixed>|Audience|null
$audience
$availableChannel
A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
public
ServiceChannel|null
$availableChannel
$award
An award won by or for this item.
public
string|array<string|int, mixed>|null
$award
$brand
The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
public
Brand|Organization|array<string|int, mixed>|null
$brand
$broker
An entity that arranges for an exchange between a buyer and a seller.
public
Person|Organization|null
$broker
In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred.
$category
A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
public
null|array<string|int, mixed>|string|CategoryCode|Thing
$category
= null
$created
Date of creation of the resource.
public
null|string|DateTime
$created
$currency
public
string|null
$currency
$description
A short description of the item.
public
string|null
$description
$disambiguatingDescription
A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
public
string|null
$disambiguatingDescription
$feesAndCommissionsSpecification
Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
public
string|null
$feesAndCommissionsSpecification
$gracePeriod
The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.
public
int|Duration|null
$gracePeriod
$hasCertification
Certification information about a product, organization, service, place, or person.
public
array<string|int, mixed>|Certification|null
$hasCertification
$hasOfferCatalog
Indicates an OfferCatalog listing for this Organization, Person, or Service.
public
array<string|int, mixed>|OfferCatalog|null
$hasOfferCatalog
$hasPart
Indicates an item that this part of this item.
public
string|Thing|array<string|int, mixed>|null
$hasPart
$hoursAvailable
The hours during which this service or contact is available.
public
OpeningHoursSpecification|null
$hoursAvailable
$id
The unique identifier of the item.
public
null|int|string
$id
$identifier
The identifier of the item.
public
string|null
$identifier
$image
The image reference of this resource.
public
string|object|null
$image
$interestRate
The interest rate, charged or paid, applicable to the financial product.
public
int|float|QuantitativeValue|null
$interestRate
Note: This is different from the calculated annualPercentageRate.
$isPartOf
Indicates an item that this item is part of.
public
string|Thing|array<string|int, mixed>|null
$isPartOf
$isRelatedTo
A pointer to another, somehow related product (or multiple products).
public
Product|Service|array<string|int, mixed>|null
$isRelatedTo
$isSimilarTo
A pointer to another, functionally similar product (or multiple products).
public
Product|Service|array<string|int, mixed>|null
$isSimilarTo
$license
A legal document giving official permission to do something with the resource.
public
string|object|null
$license
$loanRepaymentForm
A form of paying back money previously borrowed from a lender.
public
null|RepaymentSpecification
$loanRepaymentForm
Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.
$loanTerm
The duration of the loan or credit agreement.
public
QuantitativeValue|null
$loanTerm
$loanType
The type of a loan or credit.
public
null|string|DefinedTerm
$loanType
$logo
An associated logo.
public
string|ImageObject|null
$logo
$modified
Date on which the resource was changed.
public
null|string|DateTime
$modified
$name
The name of the item.
public
int|string|null
$name
$offers
An offer to provide this item.
public
array<string|int, mixed>|Offer|Demand|null
$offers
$provider
The service provider, service operator, or service performer; the goods producer.
public
Person|Organization|null
$provider
Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller.
$providerMobility
Indicates the mobility of a provided service (e.g. 'static', 'dynamic').
public
string|null
$providerMobility
$publisher
The publisher of the resource.
public
string|array<string|int, mixed>|Person|Organization|null
$publisher
$recourseLoan
The only way you get the money back in the event of default is the security.
public
bool|null
$recourseLoan
Recourse is where you still have the opportunity to go back to the borrower for the rest of the money.
$renegotiableLoan
Whether the terms for payment of interest can be renegotiated during the life of the loan.
public
bool|null
$renegotiableLoan
$requiredCollateral
Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)
public
null|string|Thing
$requiredCollateral
$review
A review of the item.
public
array<string|int, mixed>|Review|null
$review
$serviceOutput
The tangible thing generated by the service, e.g. a passport, permit, etc.
public
Thing|null
$serviceOutput
$serviceType
The type of service being offered, e.g. veterans' benefits, emergency relief, etc.
public
string|Enumeration|DefinedTerm|null
$serviceType
$slogan
A slogan or motto associated with the item.
public
string|null
$slogan
$termsOfService
Human-readable terms of service documentation.
public
string|null|object
$termsOfService
$url
URL of the item.
public
int|string|null
$url
Methods
__construct()
Constructor to hydrate public properties from an array or stdClass.
public
__construct([array<string|int, mixed>|object|null $init = null ]) : mixed
This allows objects to be quickly populated with associative data without manually setting each property.
Parameters
- $init : array<string|int, mixed>|object|null = null
-
A data array or object used to initialize the instance. Keys must match public property names.
Tags
jsonSerialize()
Serializes the current object into a JSON-LD array.
public
jsonSerialize() : array<string|int, mixed>
This method will include all public properties, the schema.org @context, and the inferred @type based on the class name.
Null values will be automatically removed using compress()
.
Tags
Return values
array<string|int, mixed> —A JSON-LD array representation of the object.