Oihana PHP System

LoanOrCredit extends FinancialProduct

A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges.

Tags
see
https://schema.org/LoanOrCredit

Table of Contents

Constants

CONTEXT  = 'https://schema.org'
JSON-LD @context declaration for Schema.org.

Properties

$_from  : string|null
The metadata to indicates the edge 'from' identifier.
$_id  : null|string
The metadata identifier of the item.
$_key  : null|string
The metadata unique key identifier of the thing.
$_rev  : null|string
The metadata revision value of the thing.
$_to  : string|null
The metadata to indicates the edge 'to' identifier.
$active  : bool|null
The active flag.
$additionalType  : array<string|int, mixed>|string|null|object
An additionalType for the item.
$aggregateRating  : array<string|int, mixed>|AggregateRating|null
The overall rating, based on a collection of reviews or ratings, of the item.
$alternateName  : string|object|null
An alias for the item.
$amount  : int|float|MonetaryAmount|null
The amount of money.
$annualPercentageRate  : int|float|QuantitativeValue|null
The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan.
$areaServed  : null|string|Place|GeoShape
The geographic area where a service or offered item is provided.
$audience  : array<string|int, mixed>|Audience|null
An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience.
$availableChannel  : ServiceChannel|null
A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
$award  : string|array<string|int, mixed>|null
An award won by or for this item.
$brand  : Brand|Organization|array<string|int, mixed>|null
The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
$broker  : Person|Organization|null
An entity that arranges for an exchange between a buyer and a seller.
$category  : null|array<string|int, mixed>|string|CategoryCode|Thing
A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
$created  : null|string|DateTime
Date of creation of the resource.
$currency  : string|null
$description  : string|null
A short description of the item.
$disambiguatingDescription  : string|null
A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
$feesAndCommissionsSpecification  : string|null
Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
$gracePeriod  : int|Duration|null
The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.
$hasCertification  : array<string|int, mixed>|Certification|null
Certification information about a product, organization, service, place, or person.
$hasOfferCatalog  : array<string|int, mixed>|OfferCatalog|null
Indicates an OfferCatalog listing for this Organization, Person, or Service.
$hasPart  : string|Thing|array<string|int, mixed>|null
Indicates an item that this part of this item.
$hoursAvailable  : OpeningHoursSpecification|null
The hours during which this service or contact is available.
$id  : null|int|string
The unique identifier of the item.
$identifier  : string|null
The identifier of the item.
$image  : string|object|null
The image reference of this resource.
$interestRate  : int|float|QuantitativeValue|null
The interest rate, charged or paid, applicable to the financial product.
$isPartOf  : string|Thing|array<string|int, mixed>|null
Indicates an item that this item is part of.
$isRelatedTo  : Product|Service|array<string|int, mixed>|null
A pointer to another, somehow related product (or multiple products).
$isSimilarTo  : Product|Service|array<string|int, mixed>|null
A pointer to another, functionally similar product (or multiple products).
$license  : string|object|null
A legal document giving official permission to do something with the resource.
$loanRepaymentForm  : null|RepaymentSpecification
A form of paying back money previously borrowed from a lender.
$loanTerm  : QuantitativeValue|null
The duration of the loan or credit agreement.
$loanType  : null|string|DefinedTerm
The type of a loan or credit.
$logo  : string|ImageObject|null
An associated logo.
$modified  : null|string|DateTime
Date on which the resource was changed.
$name  : int|string|null
The name of the item.
$offers  : array<string|int, mixed>|Offer|Demand|null
An offer to provide this item.
$provider  : Person|Organization|null
The service provider, service operator, or service performer; the goods producer.
$providerMobility  : string|null
Indicates the mobility of a provided service (e.g. 'static', 'dynamic').
$publisher  : string|array<string|int, mixed>|Person|Organization|null
The publisher of the resource.
$recourseLoan  : bool|null
The only way you get the money back in the event of default is the security.
$renegotiableLoan  : bool|null
Whether the terms for payment of interest can be renegotiated during the life of the loan.
$requiredCollateral  : null|string|Thing
Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)
$review  : array<string|int, mixed>|Review|null
A review of the item.
$serviceOutput  : Thing|null
The tangible thing generated by the service, e.g. a passport, permit, etc.
$serviceType  : string|Enumeration|DefinedTerm|null
The type of service being offered, e.g. veterans' benefits, emergency relief, etc.
$slogan  : string|null
A slogan or motto associated with the item.
$termsOfService  : string|null|object
Human-readable terms of service documentation.
$url  : int|string|null
URL of the item.

Methods

__construct()  : mixed
Constructor to hydrate public properties from an array or stdClass.
jsonSerialize()  : array<string|int, mixed>
Serializes the current object into a JSON-LD array.

Constants

CONTEXT

JSON-LD @context declaration for Schema.org.

public mixed CONTEXT = 'https://schema.org'

Properties

$_from

The metadata to indicates the edge 'from' identifier.

public string|null $_from

$_id

The metadata identifier of the item.

public null|string $_id

$_key

The metadata unique key identifier of the thing.

public null|string $_key

$_rev

The metadata revision value of the thing.

public null|string $_rev

$_to

The metadata to indicates the edge 'to' identifier.

public string|null $_to

$active

The active flag.

public bool|null $active

$additionalType

An additionalType for the item.

public array<string|int, mixed>|string|null|object $additionalType

$aggregateRating

The overall rating, based on a collection of reviews or ratings, of the item.

public array<string|int, mixed>|AggregateRating|null $aggregateRating

$alternateName

An alias for the item.

public string|object|null $alternateName

$annualPercentageRate

The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan.

public int|float|QuantitativeValue|null $annualPercentageRate

This includes any fees or additional costs associated with the transaction.

$areaServed

The geographic area where a service or offered item is provided.

public null|string|Place|GeoShape $areaServed

$audience

An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience.

public array<string|int, mixed>|Audience|null $audience

$availableChannel

A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).

public ServiceChannel|null $availableChannel

$award

An award won by or for this item.

public string|array<string|int, mixed>|null $award

$brand

The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.

public Brand|Organization|array<string|int, mixed>|null $brand

$broker

An entity that arranges for an exchange between a buyer and a seller.

public Person|Organization|null $broker

In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred.

$category

A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.

public null|array<string|int, mixed>|string|CategoryCode|Thing $category = null

$created

Date of creation of the resource.

public null|string|DateTime $created

$description

A short description of the item.

public string|null $description

$disambiguatingDescription

A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.

public string|null $disambiguatingDescription

$feesAndCommissionsSpecification

Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.

public string|null $feesAndCommissionsSpecification

$gracePeriod

The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.

public int|Duration|null $gracePeriod

$hasCertification

Certification information about a product, organization, service, place, or person.

public array<string|int, mixed>|Certification|null $hasCertification

$hasOfferCatalog

Indicates an OfferCatalog listing for this Organization, Person, or Service.

public array<string|int, mixed>|OfferCatalog|null $hasOfferCatalog

$hasPart

Indicates an item that this part of this item.

public string|Thing|array<string|int, mixed>|null $hasPart

$id

The unique identifier of the item.

public null|int|string $id

$identifier

The identifier of the item.

public string|null $identifier

$image

The image reference of this resource.

public string|object|null $image

$interestRate

The interest rate, charged or paid, applicable to the financial product.

public int|float|QuantitativeValue|null $interestRate

Note: This is different from the calculated annualPercentageRate.

$isPartOf

Indicates an item that this item is part of.

public string|Thing|array<string|int, mixed>|null $isPartOf

$isRelatedTo

A pointer to another, somehow related product (or multiple products).

public Product|Service|array<string|int, mixed>|null $isRelatedTo

$isSimilarTo

A pointer to another, functionally similar product (or multiple products).

public Product|Service|array<string|int, mixed>|null $isSimilarTo

$license

A legal document giving official permission to do something with the resource.

public string|object|null $license

$loanRepaymentForm

A form of paying back money previously borrowed from a lender.

public null|RepaymentSpecification $loanRepaymentForm

Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.

$modified

Date on which the resource was changed.

public null|string|DateTime $modified

$name

The name of the item.

public int|string|null $name

$offers

An offer to provide this item.

public array<string|int, mixed>|Offer|Demand|null $offers

$provider

The service provider, service operator, or service performer; the goods producer.

public Person|Organization|null $provider

Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller.

$providerMobility

Indicates the mobility of a provided service (e.g. 'static', 'dynamic').

public string|null $providerMobility

$recourseLoan

The only way you get the money back in the event of default is the security.

public bool|null $recourseLoan

Recourse is where you still have the opportunity to go back to the borrower for the rest of the money.

$renegotiableLoan

Whether the terms for payment of interest can be renegotiated during the life of the loan.

public bool|null $renegotiableLoan

$requiredCollateral

Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)

public null|string|Thing $requiredCollateral

$review

A review of the item.

public array<string|int, mixed>|Review|null $review

$serviceOutput

The tangible thing generated by the service, e.g. a passport, permit, etc.

public Thing|null $serviceOutput

$serviceType

The type of service being offered, e.g. veterans' benefits, emergency relief, etc.

public string|Enumeration|DefinedTerm|null $serviceType

$slogan

A slogan or motto associated with the item.

public string|null $slogan

$termsOfService

Human-readable terms of service documentation.

public string|null|object $termsOfService

$url

URL of the item.

public int|string|null $url

Methods

__construct()

Constructor to hydrate public properties from an array or stdClass.

public __construct([array<string|int, mixed>|object|null $init = null ]) : mixed

This allows objects to be quickly populated with associative data without manually setting each property.

Parameters
$init : array<string|int, mixed>|object|null = null

A data array or object used to initialize the instance. Keys must match public property names.

Tags
example
use org\schema\Person;
use org\schema\constants\Prop;

$person = new Person
([
    Prop::NAME => 'Jane Doe',
    Prop::URL  => 'https://example.com/janedoe'
]);

echo $person->name; // Outputs: Jane Doe

jsonSerialize()

Serializes the current object into a JSON-LD array.

public jsonSerialize() : array<string|int, mixed>

This method will include all public properties, the schema.org @context, and the inferred @type based on the class name.

Null values will be automatically removed using compress().

Tags
throws
ReflectionException

If reflection fails when accessing properties.

example
use org\schema\Person;
use org\schema\constants\Prop;

$person = new Person([
    Prop::NAME => 'John Smith',
    Prop::ID   => 'jsmith-001'
]);

echo json_encode($person, JSON_PRETTY_PRINT);

Output:

{
  "@type": "Person",
  "@context": "https://schema.org",
  "id": "jsmith-001",
  "name": "John Smith"
}
Return values
array<string|int, mixed>

A JSON-LD array representation of the object.


        
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